Miles And Money
  • Miles And Money Blog
  • What We Do
  • Newbie Lounge
    • How to Get Started
    • FAQ - Miles & Points
    • FAQ - Money & Cashback
  • Travel Destinations
  • Contact Me
  • Miles And Money Blog
  • What We Do
  • Newbie Lounge
    • How to Get Started
    • FAQ - Miles & Points
    • FAQ - Money & Cashback
  • Travel Destinations
  • Contact Me

Get Google Pay - Revamped and earn $21 now!!

12/20/2020

0 Comments

 
Picture
Google Pay has been revamped and if you do not mind sharing your credit/debit card info with Google then it would be a great addition to your phone wallet at least in the short term. The reason being Google Pay is currently offering a great promotion where the referral and referred person both earn $21 when the referred person makes a qualified purchase of $10 or more. (Here is my referral link Thanks!). The good news is that even if you have had used Google Pay in the past, since this is the revamped App, you can still sign up with referral link and earn $21.

But this is not the only reason for sign up. Google Pay has also integrated card linked cash back offers as part of the revamped App and currently it is offering great deal's such as $21 on purchase of $50+ at Target, 20% back for purchase at REI with up to $50 back in cash back and $30 back on Walmart+ sign up. These offers need to be activated/added and the terms vary from offer to offer and there are separate offers for In-store or online purchase.

Picture
Sample Google Pay Card Linked Offers
The Google Pay app still retains the useful feature of person-to-person pay as well as group pay feature which allows for Venmo like split payment feature. It also has host of other features like spend tracking etc which folks may or may not be comfortable on sharing with Google. Since Google explicitly asks you for enabling personalized offer, you can turn it down and still use it as a short term opportunity for earning some $$ or cash back.

The good news is that you can unlink the cards, account and thus be done with it if you are not a fan of "Google Pay" in long term. For short term though this is a good opportunity to earn quick $21 referred credit without leaving your home.

Disclaimer: Some of the links used in the post may be referral links and earn referral to this site. We appreciate you supporting the website. ​
0 Comments

Annual Fees Due? Ask for Retention Offers..

12/13/2020

0 Comments

 
Picture
Lot of credit cards with useful perks come with annual fees. The perks may range from benign such as "No foreign transaction fee" to high end perk such as free hotel night/certificate, travel credit for airlines or shopping/dining credits. While No-annual fee credit cards might be preferred, there can be great benefits with annual fee card which might justify paying the annual fee's and could be easily recouped based on your usage of the perk/benefit.

Still, one of most overlooked thing about annual fee card's is the ability to ask for retention offers which can either completely or partially offset the annual fees. While not all annual fee card provider would provide retention offer, it is still worth few minutes of your time to call and check. Also getting retention offer will vary from card to card and from person to person. So, how do you go about getting one? You can try below two options:

Send a secure message or do online chat:
The easiest way to get your message across is by sending a secure message (Chase?) if it is an option or doing online chat (American Express?) and sending it after the annual fee has posted is the best time. Be specific in your query and ask for any statement credit or points benefit you can get to offset your annual fees.

Talk to the Customer Care and ask for specialist or supervisor:
The best time to ask for a retention offer is when your annual fees posts to your credit card account. Call the number on the back of the card and talk with the agent and explain him about the annual fees. You will hear the standard description from the agent about the perks of the card and why you should be paying the annual fees. Your best defense is NOT to ask for "Fee Waiver" but rather for "statement credit" or for points/miles earning card any offer which would provide "X number of points/miles".

If the talk does not go anywhere ask for specialist or supervisor as they have more lee-way and see offers which the front line customer care agent may not see. Do NOT say that you want to cancel the card but rather you are considering cancellation as that makes your intent known at the same time gauging if the agent has anything to offer.

Which Credit Card Issuer are easy to budge?
Most of the credit card issuer will look at your relationship and the length of time you are a customer before providing any retention offer, but this is a big YMMV. There are certain credit card issuer such as American Express who are known to provide points offer or statement credit for their own portfolio of cards and less inclined to provide it for the co-branded credit cards. While other such as Chase Bank are not known for providing offers on co-branded credit cards. Yet, banks such as U.S. Bank are known to routinely issue 5k to 10k bonus points annually on their high end Altitude Reserve Visa Infinite Card "If you ask".

So, there is no golden rule out there, but the key is "To Ask!". So, if you have your annual fee coming up do not hesitate to ask even though you might not be looking to cancel the card as you might be pleasantly surprised with the Retention Offer!

​Disclaimer: Some of the links used in the post may be referral links and earn referral to this site. We appreciate you supporting the website. 


0 Comments

Expiring Airline credits and discount codes? Try this..

12/6/2020

0 Comments

 
Picture
COVID-19 has disrupted many travel plans and a side effect of struggling airline industry is the airlines credit or discount codes issued in lieu of direct refund wherever the airlines could offer it. But due to on and off lock downs and travel restrictions even folks who were issued those airline credit or discount code would find difficult in using it.

So, if you have expiring airlines credits or discount codes here are few things you can do:

Contact airline's to see if they can courtesy extend your credit:
Lot of airlines realize that it still might not be possible for folks to use the credit or discount code's and given the ramping COVID-19 they might be willing to extend it or re-issue a new code with future expiration date.

Convert the credits to airlines miles (YMMV, but keep an eye for any special run by airlines):
Few airlines have been innovative and have provided members with option to convert their available credits due to cancellation to airline miles. Southwest Airlines already have active promotion for the same (So check if your credit qualifies) and Alaska Air has run the promotion couple of times in the past, so keep any eye if you have Alaska Airlines credit.

Use the credit or discount code to book future trip:
While your credit may expire it generally can be used for booking future flights before expiration. Although how far in future you can book depends on airlines, usually you should be able to book 330 days out on major U.S. airlines (Except Southwest Airlines). So as a last resort you can book something way out with hope of taking that flight and hoping if there are schedule changes you can use it to your advantage to change your ticket for free without any additional cost.

So, do not sit and let that airline credit/ discount code expire but rather act upon it with whichever options works out for you before the expiration date.

​Disclaimer: Some of the links used in the post may be referral links and earn referral to this site. We appreciate you supporting the website.

0 Comments

    Author

    I love traveling / backpacking. This blog focuses on below 3 aspects of travel:
    1. Maximizing your travel experience .
    2. Sharing how to travel with miles in premium class or at discount in economy class.
    3. Great cash-back deals in travel.

    This website uses marketing and tracking technologies. Opting out of this will opt you out of all cookies, except for those needed to run the website. Note that some products may not work as well without tracking cookies.

    Opt Out of Cookies
    NEWBIE LOUNGE

    RSS Feed

    Enter your email:

    Archives

    December 2020
    November 2020
    October 2020
    September 2020
    August 2020
    July 2020
    June 2020
    May 2020
    April 2020
    March 2020
    February 2020
    January 2020
    December 2019
    November 2019
    October 2019
    September 2019
    August 2019
    July 2019
    June 2019
    May 2019
    April 2019
    March 2019
    February 2019
    January 2019
    December 2018
    November 2018
    October 2018
    September 2018
    August 2018
    July 2018
    June 2018
    April 2018
    March 2018
    February 2018
    January 2018
    December 2017
    November 2017
    October 2017
    September 2017
    August 2017
    July 2017
    June 2017
    May 2017
    April 2017
    March 2017
    January 2017
    November 2016
    October 2016
    April 2016
    March 2016
    August 2015
    July 2015
    June 2015
    May 2015
    April 2015
    March 2015
    February 2015
    January 2015
    November 2014
    September 2014
    August 2014
    July 2014
    June 2014
    May 2014
    April 2014
    March 2014
    February 2014
    December 2013
    October 2013
    September 2013
    August 2013
    July 2013
    June 2013
    May 2013
    April 2013
    March 2013
    January 2013
    December 2012
    November 2012
    October 2012
    September 2012
    August 2012
    June 2012

    Categories

    All
    16000 Points
    50% Bonus
    Aadvantage
    Aeroplan
    Air France
    Airline Incidental Credit
    AirlineRouteMaps
    Airlines
    Airline Status
    Alamo
    Alaska Airlines
    Altitude Reserve Credit Card
    Amazon
    American Airlines
    American Express
    Amex For Target
    Amex Offers
    Amex Premier Rewards Gold
    Amex Sync
    ANA
    Asia Miles
    Asiana Airlines
    AT&T
    Audience Rewards
    AutoSlash
    Avianca
    Avios
    Avis
    Award Ticket
    Awardwallet
    Award Wallet
    Bank Of America
    Bluebird
    Blue Cash Preferred
    British Airways
    British Avios
    Cardpool
    Car Rental
    Carrentalsavers
    Car Ride Services
    Car Sharing
    Cashback
    Cathay Pacific
    Chase
    Chase Freedom
    Chase Sapphire Preferred
    Chime
    Chime Card
    Choice Privilege
    Choice Privileges
    CITI
    Citi Thankyou
    City National Bank
    Club Carlson
    Companion Fare
    Costco
    Costco Travel
    Credit Approval
    Credit Cards
    Credit Denial
    Credit Karma
    Credit Score
    Credit Sesame
    Daily Getaway
    Daily Getaways
    Data Breach
    Delta
    Delta Airlines
    Delta Skymiles
    Discover More
    Dollar Tree
    Doordash
    Drop
    Ebates
    Ebay
    E-miles
    Emirates
    E-rewards
    Etihad
    Exchange
    Expedia
    Faq
    Finnair
    Flightconnections
    Flight Deals
    Flyertalk
    Flying Blue
    Free Credit Score
    Free Travel
    Frontier
    GetAround
    Giftcard
    Gift Cards
    Gift Card Swap
    Google Flights
    Gowallet
    Greatfunonline
    Groupon
    Grubhub
    Hawaiian
    Hertz
    HHonors
    Hidden Award
    Hidden City
    Hilton
    Hilton Honors
    Hotels
    Hotwire
    Hyatt
    Ihg
    Ihg Big Win
    Instacart
    Ita Matrix
    Japan
    Japan Airlines
    Jet Airways
    Jetblue
    KLM
    La Quinta Returns
    Lifemiles
    Lufthansa
    Lyft
    Marriott
    Mastercard
    Membership Reward Points
    Mileage Credit
    Milesandmoney
    Miles And Money
    MILESLIFE
    Miles & More
    Mile Tracker
    Moneypak
    National
    Newbie
    Newbie Lounge
    Officemax
    OpenFlights
    Opinion Place
    Payless
    Platinum Select Visa
    Pointbreaks
    Points
    Points.com
    Points To Miles
    Priceline
    Priority Club
    Qatar
    Qatar Airways
    QuickTrip
    Radio Shack
    Radisson Rewards
    Raise
    Reconsideration
    RelayRides
    Retention Offer
    Rewards
    Roadside Assistance
    Schedule Change
    Sears
    Serve
    Simplymiles
    Singapore Airlines
    Skyscanner
    Southwest Airlines
    Spg
    Staples
    Starwood Preferred Guest
    Stay 1 Get 1
    Swagbucks
    SYWR
    Target
    Thanksgiving
    TheFlightDeal
    TIMITAC
    Topcashback
    Track Your Miles
    Transfer Bonus
    Travel
    Turkish Airlines
    TURO
    Twitter
    Uber
    Ultimate Rewards
    United Airlines
    United Mileageplus
    United Mileage Plus
    Upside
    Us Airways Dividend Miles
    U.S. Bank
    Usingmiles
    Virgin America
    Virgin Atlantic
    Visa
    Visa Gift
    Visa Gift Card
    Visa Infinite Travel Discount
    Walmart
    Wells Fargo Rewards
    Wildcard
    Wyndham
    Wyndham Rewards
    Zalyn

Powered by Create your own unique website with customizable templates.