wayS to ensure bank of america alaska AIRLINES VISA signature card

Most of the folks who earn miles using credit card would have heard about the Alaska Airlines Visa Signature Card from Bank of America. You can check out the flyertalk thread here with an important must-know here. Below are the few reasons folks have keen interest on this card:

• Alaska Airlines partners with array of airlines with good redemption rates to various parts of world. For e.g. you can fly from USA to Asia in Business class in Cathay pacific for 50k miles or in First class for 70k miles
• Alaska Airlines miles are hard to earn/accumulate unless you fly various partners or transfer from American Express SPG Credit Card.
• Bank of America Alaska Airlines Visa Signature Card is easy to churn. The card earns from 25k to 30k bonus miles with spend of $1000 within 3 months and you can get a new card every few months and get the "bonus" again.

The issue though is that when you apply online for the Alaska Airlines Credit Card you could either get "Visa Signature" card or the "Platinum Plus" card based on your credit worthiness. You get "Visa Signature" credit card when you secure a credit limit of $5k or more otherwise "Platinum Plus" when you secure the credit limit of less than $5k. Only the "Visa Signature" version earns 25k to 30k bonus miles whereas the "Platinum Plus" card only earns 5k bonus miles. So, your goal is to always secure the "Visa Signature" card or in other words get approved with the credit limit of $5k or more.

There are two approaches to make sure you get Visa Signature card or credit limit of $5k or more. The first one is more commonly known and used and the other one is lesser known:

• One of the approach as discussed here is to re-apply the same day if you get approved for "Platinum Plus" and then call in and get the approval for "Visa Signature" card for the 2nd application and cancel the 1st application. 
• The second approach is to apply for any other Bank of America card which are looking for as your first application either online or by phone and immediately follow it with Alaska Airlines Visa Signature Credit Card. Most of the time the second application goes on pending and you can call in and negotiate your way to get approved for Visa Signature Card or for a credit limit of $5k (if they are willing to approve for credit card at all). You can always suggest to move the credit limit from another opened account if the "new credit" is the issue.

Regardless of which approach you use, make sure that you have closed any of your previous opened Alaska Airlines Credit Card or do a product change to any other no-fee credit card few days before you roll in the new application. Also Bank of America combines the credit card hard-pull done on the same day most of the time, so you would (probably) not get hit with 2 credit card inquires.

So, get the easy bonus miles while this last...