While most of the time we make a purchase the consideration is on the credit card which gives best bang for the buck (maximize cash back or points), there are times when you are looking for things beyond just the cashback. So what are little know things which might matter for that big purchase you are eyeing to make? Below are couple of things which you should look at:
While there are other areas where Citi might not be a beat in terms of benefits, the one area it shines ( as of now) is the Extended Warranty. Most Citi credit cards barring a few still provide Extended Warranty which looks like below:
As you can see from above, if the item is an expensive one then Citi provides an excellent coverage. You could technically charged partial amount to the card and still would have extended warranty up to the amount charged on Citi credit card. Also 24 months is an additive extended warranty. So you can purchase additional warranty from manufacturer or the store and Citi would extend it further up by 24 months with maximum total of 7 years.
So, if you are considering purchasing a big ticket item (except the one from exception list as provided by Citi benefits guide) your best bet would be to go with Citi Credit Card.
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