Its been long hiatus at this blog. So, why not re-start with something interesting. Today I want to talk about Plenti Points from American Express. I am sure you would have heard about it and if not you can check out the details here. The reason I want to talk about it is because till December 31st 2016 you can transfer your Membership Rewards points to Plenti at 1:1.5 ratio. So every 1000 MR (Membership Rewards) points transfers to 1500 Plenti Points. Also the transfer is instantaneous and you can transfer as often as you want. Below is the quick snapshot of locations where you can earn Plenti Points at as of now:
Although you can earn on many partners the only partners as of now where you can spend are AT&T, Exxon / Mobil, Macy's and Rite Aid. Out of these partners AT&T and Exxon/Mobil are the most useful one as most of the folks would use Cellular Service and pretty much everyone needs gas for the vehicle (unless you are already on Electric Vehicle).
AT&T -- Primarily you can use to pay your postpaid wireless bill and In-store available merchandise (excluding gift cards).
Exxon / Mobil -- You can pay for gas or any other purchase in-store (excluding gift cards). You need to have Exxon or Mobil Gas Station to take advantage of this though.
The interesting aspect of Plenti is even if you use the points towards the payment you still earn Plenti points (Although, You earn 1 point/Gallon for Gas which is sort of peanuts, but they have frequent promotions for bonuses).
So, if you do not have any better use (airline partner transfer?); rather than redeeming the Membership rewards points as statement credit it's better to redeem them at 1:1.5 ratio and use it to fill up your gas or pay your postpaid wireless bill with AT&T.
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