We all want to maximize the % of cash back on our day to day shopping, specially at stores for which the gift cards are easily available. Assuming you can get one of the Cash Back Card which gives quarterly rotating category bonus of 5% such as Discover IT credit card or Chase Freedom credit card or American Express Blue Cash Preferred credit card which gives 6% cash-back on stand-alone super markets or grocery stores (limited to max $6k/year) you can easily get atleast 5% or 6% off of your gift card purchase from the stores included in above categories. The interesting twist here is if you can find a store which falls in 5% or 6% cash-back category and sells the Ebay/MasterCard/Visa gift card you can further stretch your dollars to easily get a total discount of anywhere from 7% to 20% on the final merchant gift card which you can eventually use for your actual purchase. Below are couple of ways on how to get this to work!
Buying merchant gift cards using Ebay gift cards:
Note: You will need to have a PayPal account or create one for this to work.
Purchase using MasterCard/Visa Prepaid card:
If Ebay seems to be too limited in scope or lot of hassle you have another option below.
Put above techniques to use to get great discount even before you hit your store, but before you go make sure you already have 5% or 6% cash-back credit card at your disposal.
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